Pet Insurance For Dogs
Pet Insurance For Dogs: Pet Insurance Policy helps by providing a monetary fund in a case where the pet falls ill or gets injured. Some policies also pay off when the pet gets lost or stolen. Unlike the normal belief that pet insurance works as life insurance of human beings, it has to be taken notice of that a pet insurance is a form of property insurance.
As such, Pet Insurance reimburses the owner after the pet has received care and the owner submits an assertion to the insurance company. Pet insurance policies mainly cover dogs, cats and horses through more unusual species of animal can get hold of treatment.
In this module, we will deal with the pet insurance for dogs, where we get to know of as to which are the best insurance policies for your dogs, or as to what are the companies that cover pre-existing conditions and etc.
What Pet Insurance is Best for Dogs?
Let us first see for the best policies in different companies for the dogs.
- More Than – Classic or Premier
- Direct Line – Advanced Cover
- Petplan – Ultimate
- Tesco Bank – Premier
- M&S Bank – Premier
- John Lewis Finance Pet Insurance – Plus or Premier
- LV – Premier
- Animal Friends – Prestige
- John Lewis Finance Pet Insurance – Essential
- Sainsbury’s Bank – Premier Plus
The above-mentioned companies provide you with the best insurance policies for dogs. While some other companies are also available in the market but these are selected and trusted ones.
Adding to this, let us now move towards to the other section to know if anyone can take insurance policy that covers pre-existing conditions and how one can avail it for their dogs.
Which Pet Insurance covers pre-existing conditions?
Pre-existing conditions refer to those where the person/animal suffers from lifelong diseases and therefore the rates for the policies, especially in the pet insurance for dogs get increased and are expensive as every company has their own criteria regarding the kind of illness dealt by the pet.
Some companies do envelop what they call ‘curable’ pre-existing conditions. These are defined as conditions that can be completely resolved. Then, if your pet experiences a phase of time (usually 12 months) symptom-free, they can then be given treatment for those ailments.
A non-curable situation is something unending, such as diabetes, hip dysplasia, allergies or cancer. These conditions need a lifetime of treatment once diagnosed, and no insurer will cover these conditions once they are in the therapeutic history. That’s why it is vital to get pet insurance while your pet is young and strong so there is not a time where you are faced with non-coverage.
Some companies that cover pre-existing conditions are:
- PETS BEST PET INSURANCE
- FIGO PET INSURANCE
- EMBRACE PET INSURANCE
There’s no such hard and fast rule to take policy for older dogs. Dogs are believed to have an average life span of 11.5 or 12 years. In their 6.5 or 7 year’s they become slow and grumpy and most of their irregular health symptoms are showcased in this age. With the growing age, the policy premium for dogs become expensive and complicated so one needs to and must take the policy in the early age of their dogs.
One can take the policy in the older age of their dogs too but it is advisable to take the advantage of policy in the early time.
What Pet Insurance covers Pregnancy?
There are certain insurance policies too which covers dog’s pregnancy too and the names of such plans are:
- PETS BEST INSURANCE
- PC INSURANCE
- PET SECURE
How much is pet insurance at PetSmart?
As far as the pet insurance at PetSmart is concerned, PetSmart is taken as one of the most renowned and trusted pet insurance company which provides certain plans for the dogs which are:
- A Dog Wellness Essential Plan: This plan includes two comprehensive physical exams per year, vaccinations, diagnostic testing, two deworming treatments per year, two
fecalexams per year and unlimited office visits.
- Wellness Active Prevention Plan: This plan is
identical asthe Wellness plan, plus dental cleaning and urine testing.
- A Special Plan: The special care plan includes all of the services from with Wellness and Active plans, plus defensive ex-rays, two eye pressure tests per year and two electrocardiograms per year.
- Puppy Wellness: The Early Care plan for pups under six months includes two comprehensive physical exams per year, vaccinations, diagnostic testing, three
fecalexams, four de-worming treatments, and unlimited office visits.
So what’s the wait now? Hurry up, and get the best pet plans for your homie and happiness keeper.